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Financing2019-09-17T01:36:37-06:00
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The Fresh Start Program – Let us get you financed!

Credit Acceptance believes everyone deserves a second chance. If you need a car and are having trouble getting approved for financing, Overdrive Utah and Credit Acceptance can help. Our program is specifically designed to help credit-challenged car buyers. Below is some information about the Credit Acceptance Program.

We offer indirect auto financing

Simply put, this means that you apply for and secure your financing at the dealership when you purchase the vehicle, as opposed to a direct auto loan that you get directly from a financial institution, such as a bank or credit union. It’s fast and approved before you leave with your new car.

Getting approved

Overdrive Utah can approve consumers with temporary and ITIN income, open Chapter 7 and 13 bankruptcies, and existing car loans. Driving privilege cards, or Temporary licenses are also approved. Repos from other banks on your credit history are also approved.

Nearly any vehicle works with Credit Acceptance

We can offer an approval on most any used vehicles of all types. Some vehicles require more money down, but we have purchased many vehicles that fit within the program guidelines with a minimal amount of money down.

$5,000 - $10,000 Vehicle

IT'S WITHIN REACH

Only $500 Down

You could purchase a $500 car that will break down tomorrow, or put $500 down towards an awesome car that will last for years!

Standard Coverage

$5500monthly
  • 5 YEAR 100,000 MILE WARRANTY

Premium Coverage

$7900monthly
  • 5 YEAR 100,000 MILE WARRANTY & GAP COVERAGE

Get Pre-Approved Today!

Get Pre-Approved Today!